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We have put together a comparison of the most interesting UK Payment Gateways using external form-based interfaces for the Magento e-Commerce open-source platform.
You may need a Merchant Account for access to some of these gateways. Please see here if you need to obtain a Merchant Account.
| |
Google Checkout |
PayPal Standard
|
Secure Trading (via Elucidos) |
WorldPay
(RBS)
Business Gateway |
Paypoint
(SECpay) |
| Magento
extension cost |
Free |
Free |
Free |
Free |
£75 |
| Setup fee |
No |
No
|
From £50 (neg.) |
No |
No |
| Monthly
fee |
No |
No
|
£15
|
£20 |
£40 |
| Transaction
fee |
Less than £1500
:
3.4% + £0.20
£1500 - £5999.99 :
2.9% + £0.20
£6000 - £14999.99 :
2.4% + £0.20
|
Less than £1500
:
3.4% + £0.20
£1500.01 - £6000.00 :
2.9% + £0.20
£6000.01 - £15000.00 :
2.4% + £0.20 |
250 inclusive transactions per month, then from 15p per subsequent transaction |
350 inclusive
transactions per month, then 28p per subsequent transaction |
500 inclusive transactions per month, then
10p per subsequent transaction |
| Accepted
cards |
Visa (including
Visa Electron), MasterCard |
Visa, Visa Electron, Mastercard, Maestro, Solo, American Express |
Visa, MasterCard,
American Express, Maestro, Solo and Visa Electron cards, PayPal (on
request) |
Visa Credit
and Debit, MasterCard, Maestro, Visa Electron, American Express (on
request), JCB, PayPal (on request), Diners (on request), Laser, ELV |
Visa, Visa Electron, Mastercard, Maestro, Solo, Diners Club, JCB, American
Express, Laser, PayPal (on request) |
| Direct processing
available |
No |
Yes, via PayPal Pro |
Yes |
Yes |
Yes |
| Payment
form customisable |
No |
Yes, logo and colours
|
Yes, extensive |
Yes |
Yes, extensive |
| Estimated
implementation time |
1 day |
1 day
|
2-3 days |
2-3 days |
2-3 days |
| Notes |
Google has a reputation for reliability and professionalism, possibly more so than PayPal. |
PayPal are probably the world's most widely known payment brand, although they have come under considerable critism by users. |
Staff are responsive, friendly and rates are negotiable. |
For an additional
£100 setup fee, will also handle mail and telephone payments. |
Payment form
fully customisable, including HTML and javascript |
| Built-in / external |
Built-in
|
Built-in |
External
|
External
|
External
|
| Annual Cost for 250 x £10 transactions per month |
£1620 |
£1620 |
£180* (excluding initial setup fee)
|
£240* |
£480* |
Requires Merchant Account
|
No
|
No |
Yes |
Yes |
Yes |
| PCI-Compliance Level required |
Level 1
|
Level 1 |
Level 1 |
Level 1 |
Level 1 |
All of the solutions above require only the minimum level in PCI
Compliance. For our professional Magento Payment Gateway integration
services, please contact us.
Data taken from respective websites and directly via telephone on 6th July 2009 and may be negotiable on a case-by-case basis.
*excludes Merchant Bank charges, which will depend on your Merchant Account rates as negotiated with your bank. An example rate of 2.75% per transaction (available here, subject to application) would add £68.75 to this amount.
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Specialist Integration